<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2023 Workiva-->
<!--r:7107499b-6f61-46c2-9e6a-6274460197b1,g:aeb829ec-174d-41b5-9fbe-802c92c3af4c-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.upbound.com/role/CondensedConsolidatedStatementsofOperations" xlink:type="simple" xlink:href="upbd-20230630.xsd#CondensedConsolidatedStatementsofOperations"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/CondensedConsolidatedStatementsofOperations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_upbd_Storerevenues_c17abcc6-e58d-4ba8-afbd-831db09fa9bb" xlink:href="upbd-20230630.xsd#upbd_Storerevenues"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_OtherStoreRevenue_475b6894-129d-4f3a-8c62-c5e9fbf9b91e" xlink:href="upbd-20230630.xsd#upbd_OtherStoreRevenue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Storerevenues_c17abcc6-e58d-4ba8-afbd-831db09fa9bb" xlink:to="loc_upbd_OtherStoreRevenue_475b6894-129d-4f3a-8c62-c5e9fbf9b91e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_MerchandiseSales_ddf4987d-97a7-4e10-bf91-872017b1af7b" xlink:href="upbd-20230630.xsd#upbd_MerchandiseSales"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Storerevenues_c17abcc6-e58d-4ba8-afbd-831db09fa9bb" xlink:to="loc_upbd_MerchandiseSales_ddf4987d-97a7-4e10-bf91-872017b1af7b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_InstallmentSales_e01cbc79-bfc1-4afb-bf9e-367a9118c492" xlink:href="upbd-20230630.xsd#upbd_InstallmentSales"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Storerevenues_c17abcc6-e58d-4ba8-afbd-831db09fa9bb" xlink:to="loc_upbd_InstallmentSales_e01cbc79-bfc1-4afb-bf9e-367a9118c492" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_RentalsAndFees_76c81f5e-dd9f-4c66-8b2c-be22fb240ccc" xlink:href="upbd-20230630.xsd#upbd_RentalsAndFees"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Storerevenues_c17abcc6-e58d-4ba8-afbd-831db09fa9bb" xlink:to="loc_upbd_RentalsAndFees_76c81f5e-dd9f-4c66-8b2c-be22fb240ccc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_0958958a-7f39-4479-bb9e-1ea7eb100f90" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Revenues"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_FranchiseMerchandiseSales_918c38a8-535d-4807-a062-d2993dfad8a8" xlink:href="upbd-20230630.xsd#upbd_FranchiseMerchandiseSales"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_0958958a-7f39-4479-bb9e-1ea7eb100f90" xlink:to="loc_upbd_FranchiseMerchandiseSales_918c38a8-535d-4807-a062-d2993dfad8a8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_Storerevenues_c78503a6-c7d1-4ee0-9022-b8f83925a732" xlink:href="upbd-20230630.xsd#upbd_Storerevenues"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_0958958a-7f39-4479-bb9e-1ea7eb100f90" xlink:to="loc_upbd_Storerevenues_c78503a6-c7d1-4ee0-9022-b8f83925a732" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_FranchiseRoyaltyIncomeAndFees_c2d4c12e-1713-4634-addc-0b319d217441" xlink:href="upbd-20230630.xsd#upbd_FranchiseRoyaltyIncomeAndFees"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Revenues_0958958a-7f39-4479-bb9e-1ea7eb100f90" xlink:to="loc_upbd_FranchiseRoyaltyIncomeAndFees_c2d4c12e-1713-4634-addc-0b319d217441" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_d89d15f0-0c72-487d-9e28-011a64708188" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_666efb92-e05b-4950-a792-8f6067ee4a9e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_d89d15f0-0c72-487d-9e28-011a64708188" xlink:to="loc_us-gaap_LaborAndRelatedExpense_666efb92-e05b-4950-a792-8f6067ee4a9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherSellingGeneralAndAdministrativeExpense_233669b3-783b-4794-93f0-f12f923f5070" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherSellingGeneralAndAdministrativeExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_d89d15f0-0c72-487d-9e28-011a64708188" xlink:to="loc_us-gaap_OtherSellingGeneralAndAdministrativeExpense_233669b3-783b-4794-93f0-f12f923f5070" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestructuringCostsAndAssetImpairmentCharges_ad507a8c-025a-46df-8edc-8139b674cc4f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RestructuringCostsAndAssetImpairmentCharges"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_d89d15f0-0c72-487d-9e28-011a64708188" xlink:to="loc_us-gaap_RestructuringCostsAndAssetImpairmentCharges_ad507a8c-025a-46df-8edc-8139b674cc4f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_1e7ff717-79c6-4b9a-894d-502941c54c55" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_d89d15f0-0c72-487d-9e28-011a64708188" xlink:to="loc_us-gaap_DepreciationAndAmortization_1e7ff717-79c6-4b9a-894d-502941c54c55" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_0e18e0a6-aa08-4174-ac9a-a1cfdf6d6c0a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_d89d15f0-0c72-487d-9e28-011a64708188" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_0e18e0a6-aa08-4174-ac9a-a1cfdf6d6c0a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_a6d9a4bc-9d6e-4440-88cb-d09c28122038" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_1e31bf92-efe1-4c8a-a0c0-fe08a77d8158" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InterestExpense"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_a6d9a4bc-9d6e-4440-88cb-d09c28122038" xlink:to="loc_us-gaap_InterestExpense_1e31bf92-efe1-4c8a-a0c0-fe08a77d8158" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_fb78ad2e-8b2d-45ee-b119-bf845797361e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_a6d9a4bc-9d6e-4440-88cb-d09c28122038" xlink:to="loc_us-gaap_OperatingIncomeLoss_fb78ad2e-8b2d-45ee-b119-bf845797361e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterest_598515bd-d8c1-4697-883c-2c4d50ba00a8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_InvestmentIncomeInterest"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_a6d9a4bc-9d6e-4440-88cb-d09c28122038" xlink:to="loc_us-gaap_InvestmentIncomeInterest_598515bd-d8c1-4697-883c-2c4d50ba00a8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_f08a2157-d5f4-4939-a6ec-17a78e36f727" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GrossProfit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfRevenue_64e9f3c7-9bc6-4794-8034-54d4acc58a11" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CostOfRevenue"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_GrossProfit_f08a2157-d5f4-4939-a6ec-17a78e36f727" xlink:to="loc_us-gaap_CostOfRevenue_64e9f3c7-9bc6-4794-8034-54d4acc58a11" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_18c67207-5712-4332-91b7-50de9e17b3ce" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Revenues"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_GrossProfit_f08a2157-d5f4-4939-a6ec-17a78e36f727" xlink:to="loc_us-gaap_Revenues_18c67207-5712-4332-91b7-50de9e17b3ce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_Costofstorerevenues_4a085a3d-5866-4703-a25e-e05d87228fc5" xlink:href="upbd-20230630.xsd#upbd_Costofstorerevenues"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_CostOfRentalsAndFees_de4e8d16-464c-4a2c-9a39-8b505d65c927" xlink:href="upbd-20230630.xsd#upbd_CostOfRentalsAndFees"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Costofstorerevenues_4a085a3d-5866-4703-a25e-e05d87228fc5" xlink:to="loc_upbd_CostOfRentalsAndFees_de4e8d16-464c-4a2c-9a39-8b505d65c927" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_CostOfMerchandiseSold_fdb6273c-bcc0-4bb6-a5ad-c67a4a57e4d1" xlink:href="upbd-20230630.xsd#upbd_CostOfMerchandiseSold"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Costofstorerevenues_4a085a3d-5866-4703-a25e-e05d87228fc5" xlink:to="loc_upbd_CostOfMerchandiseSold_fdb6273c-bcc0-4bb6-a5ad-c67a4a57e4d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_CostOfInstallmentSales_519b9985-9129-4ee8-83b2-0fa38e601bc9" xlink:href="upbd-20230630.xsd#upbd_CostOfInstallmentSales"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_upbd_Costofstorerevenues_4a085a3d-5866-4703-a25e-e05d87228fc5" xlink:to="loc_upbd_CostOfInstallmentSales_519b9985-9129-4ee8-83b2-0fa38e601bc9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfRevenue_4867f173-c60f-46c1-ba83-70b12696ad27" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CostOfRevenue"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_Costofstorerevenues_780beab9-5c56-47cf-bd45-4be7ecf8bdab" xlink:href="upbd-20230630.xsd#upbd_Costofstorerevenues"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostOfRevenue_4867f173-c60f-46c1-ba83-70b12696ad27" xlink:to="loc_upbd_Costofstorerevenues_780beab9-5c56-47cf-bd45-4be7ecf8bdab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_FranchiseCostOfMerchandiseSold_ce14149b-cbb8-46b3-a8cb-3eb0df842c7a" xlink:href="upbd-20230630.xsd#upbd_FranchiseCostOfMerchandiseSold"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CostOfRevenue_4867f173-c60f-46c1-ba83-70b12696ad27" xlink:to="loc_upbd_FranchiseCostOfMerchandiseSold_ce14149b-cbb8-46b3-a8cb-3eb0df842c7a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_f0f23fb4-5deb-4e2d-8e27-7cbed4cd73f8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GrossProfit_45238b02-06cd-428f-bf4d-28b04fb1569f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GrossProfit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_f0f23fb4-5deb-4e2d-8e27-7cbed4cd73f8" xlink:to="loc_us-gaap_GrossProfit_45238b02-06cd-428f-bf4d-28b04fb1569f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_d568cbeb-6189-4988-9c5f-5cc0d7fa4f32" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingExpenses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_f0f23fb4-5deb-4e2d-8e27-7cbed4cd73f8" xlink:to="loc_us-gaap_OperatingExpenses_d568cbeb-6189-4988-9c5f-5cc0d7fa4f32" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_347bea0f-5e7f-49a0-9fd2-665a56058f78" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_421eeeca-16c3-4727-8fae-0f37f00d5e80" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_347bea0f-5e7f-49a0-9fd2-665a56058f78" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_421eeeca-16c3-4727-8fae-0f37f00d5e80" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_28dd0067-64cf-4dea-b984-517fadcba5a8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_347bea0f-5e7f-49a0-9fd2-665a56058f78" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_28dd0067-64cf-4dea-b984-517fadcba5a8" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.upbound.com/role/CondensedConsolidatedStatementofComprehensiveLossIncome" xlink:type="simple" xlink:href="upbd-20230630.xsd#CondensedConsolidatedStatementofComprehensiveLossIncome"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/CondensedConsolidatedStatementofComprehensiveLossIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5ab477ba-6871-4364-b9b3-835f75a82396" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_8332c3ae-bb3f-4f8b-8e82-37166ccde252" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_5ab477ba-6871-4364-b9b3-835f75a82396" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_8332c3ae-bb3f-4f8b-8e82-37166ccde252" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_9fec22b3-dba0-44d4-8e9d-56573afa23d1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_93083a7f-00e2-49ae-8417-f5939df761a3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_9fec22b3-dba0-44d4-8e9d-56573afa23d1" xlink:to="loc_us-gaap_NetIncomeLoss_93083a7f-00e2-49ae-8417-f5939df761a3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_fcdd3b2f-e5ea-4a36-b862-75e7568c016b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_9fec22b3-dba0-44d4-8e9d-56573afa23d1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_fcdd3b2f-e5ea-4a36-b862-75e7568c016b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.upbound.com/role/CondensedConsolidatedBalanceSheets" xlink:type="simple" xlink:href="upbd-20230630.xsd#CondensedConsolidatedBalanceSheets"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/CondensedConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_eb1cb558-e38d-4249-b862-cbe271f77562" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_eb1cb558-e38d-4249-b862-cbe271f77562" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_2e8cc52d-49c1-48dc-ae30-1ac3b4231c79" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_2e8cc52d-49c1-48dc-ae30-1ac3b4231c79" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_RentalMerchandiseOnRentNet_6e2c4ddf-d55d-4052-aaff-6926844da01b" xlink:href="upbd-20230630.xsd#upbd_RentalMerchandiseOnRentNet"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_upbd_RentalMerchandiseOnRentNet_6e2c4ddf-d55d-4052-aaff-6926844da01b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetailRelatedInventoryMerchandise_44c0b685-dcca-4807-813f-da74a660b0bd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetailRelatedInventoryMerchandise"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_RetailRelatedInventoryMerchandise_44c0b685-dcca-4807-813f-da74a660b0bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_9b39a3c1-1eb0-4347-88cb-08c81deab7c6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_9b39a3c1-1eb0-4347-88cb-08c81deab7c6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_00ed34fa-a198-4619-8675-b5aabbb1c60e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PrepaidExpenseAndOtherAssets"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_00ed34fa-a198-4619-8675-b5aabbb1c60e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_RentalMerchandiseHeldForRentNet_478a4db8-93a0-47ae-9066-70328f23772a" xlink:href="upbd-20230630.xsd#upbd_RentalMerchandiseHeldForRentNet"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_upbd_RentalMerchandiseHeldForRentNet_478a4db8-93a0-47ae-9066-70328f23772a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_e6e095a3-3815-49c9-8ece-8d6563ead3b7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_Goodwill_e6e095a3-3815-49c9-8ece-8d6563ead3b7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet_e9da76ae-17f4-452b-9738-d13272ab68ad" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxAssetsNet"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet_e9da76ae-17f4-452b-9738-d13272ab68ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNet_886b483d-3721-416b-a8c5-974a16ed6171" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsReceivableNet"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_AccountsReceivableNet_886b483d-3721-416b-a8c5-974a16ed6171" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_dc75d821-a302-4965-ae1b-dec350a98bd6" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_b689727f-1a2f-4eec-96da-39c3b6b28504" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_dc75d821-a302-4965-ae1b-dec350a98bd6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_SecuredDebtNet_385f137a-02ac-47fb-9dfe-ee56ab0081d8" xlink:href="upbd-20230630.xsd#upbd_SecuredDebtNet"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:to="loc_upbd_SecuredDebtNet_385f137a-02ac-47fb-9dfe-ee56ab0081d8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_6eade93d-52b5-456c-b629-19ebc42beea8" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:to="loc_us-gaap_OperatingLeaseLiability_6eade93d-52b5-456c-b629-19ebc42beea8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_f5984dd0-2bed-46f6-98a7-ba7a504fdf3a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:to="loc_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_f5984dd0-2bed-46f6-98a7-ba7a504fdf3a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_SeniorNotesNet_8b574549-660e-4df4-a24a-79f5bc654b58" xlink:href="upbd-20230630.xsd#upbd_SeniorNotesNet"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:to="loc_upbd_SeniorNotesNet_8b574549-660e-4df4-a24a-79f5bc654b58" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_878bd46c-f6a5-4baa-801f-f42375a0af40" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesTaxDeferredIncome_878bd46c-f6a5-4baa-801f-f42375a0af40" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableCurrentAndNoncurrent_ab16545c-41b6-499a-89e6-5474c6a54ff2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccountsPayableCurrentAndNoncurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_11373d2a-6544-4c1d-9232-48822db3e618" xlink:to="loc_us-gaap_AccountsPayableCurrentAndNoncurrent_ab16545c-41b6-499a-89e6-5474c6a54ff2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_8b25e83b-78e0-43fc-b310-bf6aeacbea69" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_824e6c84-8b54-40cb-8180-e99792c5527d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_8b25e83b-78e0-43fc-b310-bf6aeacbea69" xlink:to="loc_us-gaap_Liabilities_824e6c84-8b54-40cb-8180-e99792c5527d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_20d4427a-2e79-4a7f-9603-153dfc86815d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_8b25e83b-78e0-43fc-b310-bf6aeacbea69" xlink:to="loc_us-gaap_StockholdersEquity_20d4427a-2e79-4a7f-9603-153dfc86815d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_7390f806-ba93-4455-a0ba-2c90d61dac88" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_01e9eb19-528d-485f-87a9-8a0a1d6246fd" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_7390f806-ba93-4455-a0ba-2c90d61dac88" xlink:to="loc_us-gaap_CommonStockValue_01e9eb19-528d-485f-87a9-8a0a1d6246fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_07394cc8-8ade-4dde-9656-e7b4cbf0ee02" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AdditionalPaidInCapitalCommonStock"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_7390f806-ba93-4455-a0ba-2c90d61dac88" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_07394cc8-8ade-4dde-9656-e7b4cbf0ee02" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_fb6cee3f-dc62-4257-8edb-7d5dec2cf7a3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_7390f806-ba93-4455-a0ba-2c90d61dac88" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_fb6cee3f-dc62-4257-8edb-7d5dec2cf7a3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValue_aa74c74e-37d4-434d-8daf-3172bacf146d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_TreasuryStockValue"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_7390f806-ba93-4455-a0ba-2c90d61dac88" xlink:to="loc_us-gaap_TreasuryStockValue_aa74c74e-37d4-434d-8daf-3172bacf146d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax_36f718cb-243d-4999-ae5c-fd4264ac55e2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_7390f806-ba93-4455-a0ba-2c90d61dac88" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax_36f718cb-243d-4999-ae5c-fd4264ac55e2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.upbound.com/role/CondensedConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="upbd-20230630.xsd#CondensedConsolidatedStatementsofCashFlows"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/CondensedConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e97f4a8f-3ab3-4486-a87e-323c15e758af" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_8b12b55d-15b1-4603-9599-fc55166cdc24" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e97f4a8f-3ab3-4486-a87e-323c15e758af" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_8b12b55d-15b1-4603-9599-fc55166cdc24" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_339558f1-ce13-472a-97af-f69a20c734d2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e97f4a8f-3ab3-4486-a87e-323c15e758af" xlink:to="loc_us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment_339558f1-ce13-472a-97af-f69a20c734d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_dba0a42f-89f3-4641-b422-a4a65456e5d3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e97f4a8f-3ab3-4486-a87e-323c15e758af" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_dba0a42f-89f3-4641-b422-a4a65456e5d3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_87b220b8-48c6-41ab-9bbb-05ea38391fb0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSecuredDebt_bc0c6608-484e-4d57-8bb7-73a304bbc41f" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_RepaymentsOfSecuredDebt"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_87b220b8-48c6-41ab-9bbb-05ea38391fb0" xlink:to="loc_us-gaap_RepaymentsOfSecuredDebt_bc0c6608-484e-4d57-8bb7-73a304bbc41f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSecuredDebt_dd46c184-dd1f-4662-b2d6-681616c6adc1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromIssuanceOfSecuredDebt"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_87b220b8-48c6-41ab-9bbb-05ea38391fb0" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSecuredDebt_dd46c184-dd1f-4662-b2d6-681616c6adc1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividends_e3858223-4c4a-4ccc-94ac-62f7810a5b97" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsOfDividends"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_87b220b8-48c6-41ab-9bbb-05ea38391fb0" xlink:to="loc_us-gaap_PaymentsOfDividends_e3858223-4c4a-4ccc-94ac-62f7810a5b97" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_b5eaf266-8168-4fb3-85e0-5bb54bbaaa6e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_87b220b8-48c6-41ab-9bbb-05ea38391fb0" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_b5eaf266-8168-4fb3-85e0-5bb54bbaaa6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_0bdeeebf-028f-4b1a-895e-e4bf8a311581" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_87b220b8-48c6-41ab-9bbb-05ea38391fb0" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_0bdeeebf-028f-4b1a-895e-e4bf8a311581" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_3f3eb166-4f46-4e39-987e-59d2469aa78b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_3600b7e0-456b-4a2e-96b4-101b33c78de2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_3f3eb166-4f46-4e39-987e-59d2469aa78b" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_3600b7e0-456b-4a2e-96b4-101b33c78de2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_b82cb1b8-949c-40dd-b8b1-d3fdd6d45f7b" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_3f3eb166-4f46-4e39-987e-59d2469aa78b" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_b82cb1b8-949c-40dd-b8b1-d3fdd6d45f7b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_a433e66b-39fd-4d4e-a22f-edfbff529b17" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_3f3eb166-4f46-4e39-987e-59d2469aa78b" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_a433e66b-39fd-4d4e-a22f-edfbff529b17" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_cf57a35c-8f07-4173-a94d-006f69abbdf9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_3f3eb166-4f46-4e39-987e-59d2469aa78b" xlink:to="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_cf57a35c-8f07-4173-a94d-006f69abbdf9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_DepreciationOfRentalMerchandise_c6882956-4016-4f01-9b51-7c05138b6661" xlink:href="upbd-20230630.xsd#upbd_DepreciationOfRentalMerchandise"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_upbd_DepreciationOfRentalMerchandise_c6882956-4016-4f01-9b51-7c05138b6661" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_7123280b-6a53-4503-b065-97ead4bec99c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_NetIncomeLoss_7123280b-6a53-4503-b065-97ead4bec99c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCosts_9a7c7639-56f1-4ef4-bfa3-7ef0607de3e9" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfFinancingCosts"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_AmortizationOfFinancingCosts_9a7c7639-56f1-4ef4-bfa3-7ef0607de3e9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayableTrade_1c7244fb-0f5e-4885-acfc-b339938ebabb" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccountsPayableTrade"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayableTrade_1c7244fb-0f5e-4885-acfc-b339938ebabb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_90ab625d-be06-4d52-b51f-180fb46d2c5a" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_90ab625d-be06-4d52-b51f-180fb46d2c5a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForDoubtfulAccounts_13a806eb-9416-452e-930a-e0162cc70576" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ProvisionForDoubtfulAccounts"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_ProvisionForDoubtfulAccounts_13a806eb-9416-452e-930a-e0162cc70576" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_48609530-9335-48dc-a0be-e62cf36e953d" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_48609530-9335-48dc-a0be-e62cf36e953d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_IncreaseDecreaseofOperatingLeasesNet_abd88f4e-69e2-4bba-a924-6838eb0d85e4" xlink:href="upbd-20230630.xsd#upbd_IncreaseDecreaseofOperatingLeasesNet"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_upbd_IncreaseDecreaseofOperatingLeasesNet_abd88f4e-69e2-4bba-a924-6838eb0d85e4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation_488484a9-7d5b-49b0-955e-3fa0fa807c80" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_Depreciation"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_Depreciation_488484a9-7d5b-49b0-955e-3fa0fa807c80" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_2214c007-c584-4cd9-adc7-820ffab88248" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_2214c007-c584-4cd9-adc7-820ffab88248" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_8b1480b8-5d39-422a-b5fb-decff58fe9a5" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_GainLossOnSaleOfPropertyPlantEquipment"/>
    <link:calculationArc order="11" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_GainLossOnSaleOfPropertyPlantEquipment_8b1480b8-5d39-422a-b5fb-decff58fe9a5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_IncreaseDecreaseInRentalMerchandise_11d938f4-7473-49b2-983d-16a820137bcb" xlink:href="upbd-20230630.xsd#upbd_IncreaseDecreaseInRentalMerchandise"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_upbd_IncreaseDecreaseInRentalMerchandise_11d938f4-7473-49b2-983d-16a820137bcb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_8c6c5245-cde8-4fe0-806c-d0f50d2696d1" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_8c6c5245-cde8-4fe0-806c-d0f50d2696d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_7255488a-f6c9-48a3-b02b-86f137bae566" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_ShareBasedCompensation_7255488a-f6c9-48a3-b02b-86f137bae566" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilities_a43f842d-0fc1-4741-a6cc-c878466afc08" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_bb07d394-0f71-413b-b9bf-d31bc341d2ef" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilities_a43f842d-0fc1-4741-a6cc-c878466afc08" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.upbound.com/role/LeasesReconciliationDetails" xlink:type="simple" xlink:href="upbd-20230630.xsd#LeasesReconciliationDetails"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/LeasesReconciliationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_7b355795-e102-4721-811c-7be678e49355" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_6096fd33-ee93-4f77-8b60-176c056afdb7" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_7b355795-e102-4721-811c-7be678e49355" xlink:to="loc_us-gaap_OperatingLeaseLiability_6096fd33-ee93-4f77-8b60-176c056afdb7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_8158dae4-4088-47c7-99c4-ae360a3254be" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_7b355795-e102-4721-811c-7be678e49355" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_8158dae4-4088-47c7-99c4-ae360a3254be" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.upbound.com/role/LeasesReconciliationDetails_1" xlink:type="simple" xlink:href="upbd-20230630.xsd#LeasesReconciliationDetails_1"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/LeasesReconciliationDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_aab7b997-81b0-49fd-917d-e93ff62047d4" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_aab7b997-81b0-49fd-917d-e93ff62047d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_LeaseOperatingLeaseLiabilityToBePaidAfterYearFour_ae1eba63-a10e-4a05-ac45-4cb11146ed49" xlink:href="upbd-20230630.xsd#upbd_LeaseOperatingLeaseLiabilityToBePaidAfterYearFour"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:to="loc_upbd_LeaseOperatingLeaseLiabilityToBePaidAfterYearFour_ae1eba63-a10e-4a05-ac45-4cb11146ed49" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_283a2b47-591e-4c27-a2bd-050596633ac0" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear_283a2b47-591e-4c27-a2bd-050596633ac0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_36d2fbda-186f-4ee5-90fa-89f24f84ceb3" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree_36d2fbda-186f-4ee5-90fa-89f24f84ceb3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_19b92c24-2f0a-4600-bcb6-2bef08805905" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour_19b92c24-2f0a-4600-bcb6-2bef08805905" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_dc27db47-2f2d-41e4-af81-f847990c3aab" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_43279819-8ee8-42f0-854d-2fbd9f69dae2" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_dc27db47-2f2d-41e4-af81-f847990c3aab" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.upbound.com/role/SeniorDebtDetails" xlink:type="simple" xlink:href="upbd-20230630.xsd#SeniorDebtDetails"/>
  <link:calculationLink xlink:role="http://www.upbound.com/role/SeniorDebtDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_DebtAndCapitalLeaseObligations"/>
    <link:loc xlink:type="locator" xlink:label="loc_upbd_LongTermDebtMaturityAfterYearFour_f73db9b6-c061-4f18-87ef-f901ce8acdff" xlink:href="upbd-20230630.xsd#upbd_LongTermDebtMaturityAfterYearFour"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:to="loc_upbd_LongTermDebtMaturityAfterYearFour_f73db9b6-c061-4f18-87ef-f901ce8acdff" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_45c19402-d21d-4529-bc5b-dcc4b703e448" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_45c19402-d21d-4529-bc5b-dcc4b703e448" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_75123de9-1892-4b8e-9a1b-99f7b8c22b68" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_75123de9-1892-4b8e-9a1b-99f7b8c22b68" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear_f33fb794-fcac-47f2-b0a3-26daffee3cad" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear_f33fb794-fcac-47f2-b0a3-26daffee3cad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_d0a68825-ccde-49b3-9edd-c5eeaa496301" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_d0a68825-ccde-49b3-9edd-c5eeaa496301" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_861fa983-d16c-4667-ace6-2b7e5de90e8e" xlink:href="https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtAndCapitalLeaseObligations_4039c1fe-de6a-484b-b135-217cc8e2338c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_861fa983-d16c-4667-ace6-2b7e5de90e8e" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
