The presentations above contain forward-looking statements that involve risks and uncertainties. Such forward-looking statements generally can be identified by the use of forward-looking terminology such as "may," "will," "expect," "intend," "could," "estimate," "should," "anticipate," or "believe," or the negative thereof or variations thereon or similar terminology. Although Rent-A-Center believes that the expectations reflected in such forward-looking statements will prove to be correct, Rent-A-Center can give no assurance that such expectations will prove to have been correct. The actual future performance of Rent-A-Center could differ materially from such statements. Factors that could cause or contribute to such differences include, but are not limited to those risks detailed from time to time in Rent-A-Center's press releases and SEC filings, including but not limited to, its annual report on Form 10-K and quarterly reports on Form 10-Q. You are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date indicated. Except as required by law, Rent-A-Center is not obligated to publicly release any revisions to these forward-looking statements to reflect the events or circumstances after the date indicated or to reflect the occurrence of unanticipated events.